Privacy Policy

VDP Partners, LLC, its members, and managers (“Company,” “we,” “us,” or “our”) are committed to protecting your privacy. This Privacy Policy explains how your personal information is collected, used, disclosed, and safeguarded when you visit our website https://vdpcapitalpartners.com, use our secure applicant portal, or submit any application or supporting documentation (collectively, the “Site” and “Services”). Please read this privacy policy carefully. If you do not agree with the terms of this privacy policy, please do not access the Site or Services.

We may collect information about you in a variety of ways. The information we may collect includes:

Personal Data

Personally identifiable information, such as your name, mailing address, email address, and telephone number, that you voluntarily provide when you register with the Site, submit an application, or participate in activities related to the Site and Services.

Sensitive Personal Information

In connection with financing applications and in compliance with federal regulations including the USA PATRIOT Act, Know Your Customer (KYC), and Anti-Money Laundering (AML) requirements, we may collect sensitive personal information through our secure, authenticated applicant portal, including:

• Social Security Numbers (SSN) or Individual Taxpayer Identification Numbers (ITIN)
• Date of Birth (DOB)
• Home addresses of key principals, guarantors, and founders
• Copies of government-issued photo identification (Driver's License or Passport)
• Federal Tax Identification Numbers (EIN)
• Personal and business financial statements, tax returns, and bank statements

This sensitive information is collected only after you have created a secure account and authenticated your identity. It is transmitted via encrypted connection (HTTPS/TLS) and is accessible only to authorized Company underwriting personnel.

Non-Personal Data

Information automatically collected when you visit the Site, such as your browser type, operating system, access times, IP address, and the pages you have viewed directly before and after accessing the Site. This information is used for statistical analysis and to improve the Site.

Having accurate information about you permits us to provide you with a smooth, efficient, and customized experience. Specifically, we may use information collected about you via the Site and Services to:

• Evaluate and process your financing application, including credit analysis, identity verification, and background checks as authorized in your application
• Comply with federal and state regulatory requirements, including KYC, AML, and CIP (Customer Identification Program) obligations
• Personalize your experience and deliver content and offerings relevant to your financing needs
• Process transactions and send related information, including application status updates and document requests
• Send you communications regarding your account, application status, or inquiries
• Improve, maintain, and operate the Site and our Services
• Respond to your comments, questions, and provide support
• Prevent fraudulent transactions, monitor against theft, and protect against criminal activity

We do not sell, trade, or otherwise transfer your personally identifiable information to outside parties without your consent, except in the following circumstances:

• Credit Reporting and Verification: As authorized in your application, we may share your personal information with credit bureaus, background check services, and financial verification agencies to evaluate your creditworthiness and verify your identity.
• Lending Partners and Assignees: As disclosed in your application authorization, we may share application information with third-party lending partners, co-lenders, or assignees who may participate in your financing transaction.
• Third-Party Service Providers: We may share your information with third-party service providers that assist us in operating our website, conducting our business, or servicing you, so long as those parties agree to keep this information confidential. This includes our authentication provider (Clerk), file storage provider (UploadThing), and email delivery service (Resend).
• Legal Requirements: We may disclose your information when required by law, governmental request, judicial proceeding, court order, or legal process, including to respond to a subpoena or similar legal process.
• Business Transfers: We may share or transfer your information in connection with, or during negotiations of, any merger, sale of company assets, financing, or acquisition of all or a portion of our business to another company.
• Protection of Rights: We may disclose your information where we believe it is necessary to investigate, prevent, or take action regarding potential violations of our policies, suspected fraud, situations involving potential threats to the safety of any person, or as evidence in litigation.

We use administrative, technical, and physical security measures to help protect your personal information, including:

• All data is transmitted via encrypted HTTPS/TLS connections
• Sensitive personal information (SSN, DOB, government IDs) is collected only through our secure, authenticated portal requiring user authentication
• Access to sensitive applicant data is restricted to authorized underwriting personnel only
• Uploaded documents are stored in secure, access-controlled cloud storage

While we have taken reasonable steps to secure the personal information you provide to us, please be aware that despite our efforts, no security measures are perfect or impenetrable, and no method of data transmission can be guaranteed against any interception or other type of misuse.

We retain your personal information, application data, and uploaded documents for as long as necessary to fulfill the purposes for which it was collected, comply with our legal obligations, resolve disputes, and enforce our agreements. Sensitive personal information that is no longer required for an active financing transaction may be securely deleted or anonymized in accordance with applicable data retention regulations.

You may request access to, correction of, or deletion of your personal information by contacting us at the address below. Please note that certain information may be retained as required by law or for legitimate business purposes, including regulatory compliance.

The Site may contain links to third-party websites and applications of interest, including advertisements and external services, that are not affiliated with us. Once you have used these links to leave the Site, any information you provide to these third parties is not covered by this Privacy Policy, and we cannot guarantee the safety and privacy of your information.

We reserve the right to make changes to this Privacy Policy at any time and for any reason. We will alert you about any changes by updating the “Effective Date” of this Privacy Policy. Any changes or modifications will be effective immediately upon posting the updated Privacy Policy on the Site, and you waive the right to receive specific notice of each such change or modification.

If you have questions or comments about this Privacy Policy, please contact us at: